Members with existing Holiday Club accounts will see a transfer from their Holiday Club to their checking account (or lowest numbered share account if they don’t have a checking). In lieu of checks, auto transfers were completed on September 30. If you wish to allow your funds to remain in the Holiday Club account, please notify the credit union for 2011.

Don’t find yourself short on funds next holiday season, now is a great time to start saving for next years holiday spending. Holiday Club accounts are easy to open and even easier to save with when you use payroll deduction or automatic transfer.

Don’t forget your CCU low fixed rate Visa credit card*. Apply now so you have your card in plenty of time for your holiday spending. The fixed rate and low fees, along with the great service you expect, make a CCU Visa card a great deal! Don’t forget to apply to increase your spending power by increasing your limit. Why wait until the holidays?

Call or visit your credit union today to learn more or to apply for a new card or a limit increase.
* Regular credit approval applies.

CCU members have access to a wealth of account information and services, almost 24-hours a day, seven days a week! www.ChampionCU.org allows you to access Virtual Branch, where you can view account information, view images of cleared share draft checks, transfer funds, make payments, and securely email the credit union.

Also helping you when you are on the go, eStatements and PayIt, CCU’s bill payment service. Easy, electronic, and environmentally friendly, eStatements take the worry out of statements sitting in your mailbox when you can’t get to them. PayIt allows for payments to be scheduled ahead of time taking the worry out of bills being paid on time.

You’re mobile, why shouldn’t your accounts be too? Mobile Money gives you balances and recent account history right to your mobile device.

Don’t forget WhereMembersBuy for your vehicle shopping. Find your next vehicle and apply for your financing all while you are on the go!

AAA Northwest Ohio has returned to offering discounts on NEW and RENEWAL memberships for CCU members. CCU members can receive a discount on NEW memberships of $15.00 and a discount of $5.00 on RENEWAL memberships.

To receive the discount, mention that you want the Group Membership Discount for Champion Credit Union and provide them Group Number: G0102

20. REMOTELY CREATED CHECKS OR DRAFTS - For purposes of this paragraph, "account" means a transaction account, credit account, or any other account on which checks or drafts may be drawn. A remotely created check or draft is a check or draft created by someone other than the person on whose account the check or draft is drawn. A remotely created check or draft is generally created by a third party payee as authorized by the owner of the account on which the check or draft is drawn. Authorization is usually made over the telephone or through on-line communication. The owner of the account does not sign a remotely created check or draft. In place of the owner's signature, the remotely created check or draft usually bears a statement that the owner authorized the check or draft or bears the owner's printed or typed name. If you authorize a third party to draw a remotely created check or draft against your account, you may not later revoke or change your authorization. It is your responsibility to resolve any authorization issues directly with the third party. We are not required to credit your account and may charge against your account any remotely created check or draft for which the third party has proof of your authorization.

24. NOTICES -
d. Electronic Notices. If you have agreed to receive notices electronically, we may send you notices electronically and discontinue mailing paper notices to you until you notify us that you wish to reinstate receiving paper notices.

32. UNLAWFUL INTERNET GAMBLING AND OTHER ILLEGAL ACTIVITIES - You agree that you are not engaged in unlawful Internet gambling or any other illegal activity. You agree that you will not use any of your accounts, access devices or services for unlawful Internet gambling or other illegal activities. We may terminate your account relationship if you engage in unlawful Internet gambling or other illegal activities.