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Rates

New and Used Vehicles

As of March 1, 2021 

  Loan Term (Year of Vehicle)   Daily Periodic 
 as low as		  APR
 as low as 
New Vehicles (Model Years: 2020 and Newer)
- Term of 72 months or less*
- Term of 73 to 84 months* 
.006712% 
.008082%
2.45%* 
2.95%*
Used Vehicles (Model Years: 2019 and Newer) 
- Term of 60 months or less* 
- Term of 61 to 72 months* 
- Term of 73 to 84 months*
.006712% 
.006712%
.008082%
2.45%* 
2.45%* 
2.95%*
Used Vehicles (Model Years: 2016-2018) 
- Term of 60 months or less*
.006712% 
2.45%*
Used Vehicles (Model Years: 2014-2015) 
- Term of 48 months or less*
.006712% 
2.45%*
Used Vehicles (Model Years: 2013 and Older) 
- Term of 36 months or less*
.009452%
3.45%*

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RV's/Boats

  Loan Term  APR as low as 
120 months or less (less than 10 years old)*  4.64%
121 months to 180 months (less than 10 years old)*          5.64%
60 months or less (10 years and older)* 7.64%

Others

  Loan Term  APR as low as 
Personal*  APR as low as 7.74%
Share (saving) Secured*          APR as low as 2.80%
Checking Account Lines of Credit 14.0% APR
1st Mortgage Call for Rates
Home Equity Lines of Credit - Prime rate plus 0 (variable rate)    Call for Rates
VISA 14.99% APR
Grade School, High School and College Tuition Loans* APR as low as 3.24%
Mobile Homes - New* APR as low as 5.89%
Mobile Homes - Used* APR as low as 7.39%

APR = Annual Percentage Rate

*Rates are subject to change. Actual rate and term are based on each individual members credit worthiness and collateral being offered. Terms or conditions may apply. Please contact a credit union loan processor/officer for details. For more information contact the credit union at 419-407-4140.

Deposit and Investment Accounts, Rates and Terms

Share & Share Draft (PDF)

Certificate & IRAs (PDF)