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Rates

New and Used Vehicles

As of January 1, 2023 

  Loan Term (Year of Vehicle)   Daily Periodic 
 as low as		  APR
 as low as 
New Vehicles (Model Years: 2022 and Newer)
- Term of 72 months or less*
- Term of 73 to 84 months* 
.012191% 
.013561%
4.45%* 
4.95%*
Used Vehicles (Model Years: 2021 and Newer) 
- Term of 60 months or less* 
- Term of 61 to 72 months* 
- Term of 73 to 84 months*
.012191%
.012191%
.013561%
4.45%* 
4.45%* 
4.95%*
Used Vehicles (Model Years: 2018-2020) 
- Term of 60 months or less*
.012191% 
4.45%*
Used Vehicles (Model Years: 2013-2017) 
- Term of 48 months or less*
.012191%
4.45%*
Used Vehicles (Model Years: 2012 and Older) 
- Term of 36 months or less*
.014931%
5.45%*

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RV's/Boats

  Loan Term  APR as low as 
120 months or less (less than 10 years old)*  6.64%
121 months to 180 months (less than 10 years old)*          7.64%
60 months or less (10 years and older)* 9.64%

Others

  Loan Term  APR as low as 
Personal*  APR as low as 8.74%
Share (saving) Secured*          APR as low as 2.80%
Checking Account Lines of Credit 14.0% APR
1st Mortgage Call for Rates
Home Equity Lines of Credit - Prime rate plus 0 (variable rate)    Call for Rates
VISA 14.99% APR
Grade School, High School and College Tuition Loans* APR as low as 4.24%
Mobile Homes - New* APR as low as 8.39%
Mobile Homes - Used* APR as low as 9.89%

APR = Annual Percentage Rate

*Rates are subject to change. Actual rate and term are based on each individual members credit worthiness and collateral being offered. Terms or conditions may apply. Please contact a credit union loan processor/officer for details. For more information contact the credit union at 419-407-4140.

Deposit and Investment Accounts, Rates and Terms

Share & Share Draft (PDF)

Certificate & IRAs (PDF)