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Rates

New and Used Vehicles

As of January 1, 2019 

  Loan Term (Year of Vehicle)   Daily Periodic 
 as low as		  APR
 as low as 
New Vehicles (Model Years: 2018 and Newer)
- Term of 72 months or less*
- Term of 73 to 84 months* 
.010137% 
.011507%
3.70%* 
4.20%*
Used Vehicles (Model Years: 2017 and Newer) 
- Term of 60 months or less* 
- Term of 61 to 72 months* 
- Term of 73 to 84 months*
.010137% 
.010137%
.011507%
3.70%* 
3.70%* 
4.20%*
Used Vehicles (Model Years: 2014-2016) 
- Term of 60 months or less*
.010137% 
3.70*
Used Vehicles (Model Years: 2012-2013) 
- Term of 48 months or less*
.010137% 
3.70%*
Used Vehicles (Model Years: 2011 and Older) 
- Term of 36 months or less*
.012877%
4.70%*

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RV's/Boats

  Loan Term  APR as low as 
120 months or less (less than 10 years old)*  5.39%
121 months to 180 months (less than 10 years old)*          6.39%
60 months or less (10 years and older)* 8.39%

Others

  Loan Term  APR as low as 
Personal*  APR as low as 7.99%
Share (saving) Secured*          APR as low as 2.80%
Checking Account Lines of Credit 14.0% APR
1st Mortgage Call for Rates
2nd Mortgage Call for Rates
Home Equity Lines of Credit - Prime rate plus 0 (variable rate)    Call for Rates
VISA 14.99% APR
Grade School, High School and College Tuition Loans* APR as low as 3.49%
Mobile Homes - New* APR as low as 6.64%
Mobile Homes - Used* APR as low as 8.14%

APR = Annual Percentage Rate

*Rates are subject to change. Actual rate and term are based on each individual members credit worthiness and collateral being offered. Terms or conditions may apply. Please contact a credit union loan processor/officer for details. For more information contact the credit union at 419-407-4140.

Deposit and Investment Accounts, Rates and Terms

Share & Share Draft (PDF)

Certificate & IRAs (PDF)