Your browser version is outdated. We recommend that you update your browser to the latest version.

Rates

New and Used Vehicles

As of February 5, 2024 

  Loan Term (Year of Vehicle)   Daily Periodic 
 as low as		  APR
 as low as 
New Vehicles (Model Years: 2023 and Newer)
- Term of 72 months or less*
- Term of 73 to 84 months* 
.017096% 
.018466%
6.24%* 
6.74%*
Used Vehicles (Model Years: 2022 and Newer) 
- Term of 60 months or less* 
- Term of 61 to 72 months* 
- Term of 73 to 84 months*
.017096%
.017096%
.018466%
6.24%* 
6.24%* 
6.74%*
Used Vehicles (Model Years: 2019-2021) 
- Term of 60 months or less*
.017096% 
6.24%*
Used Vehicles (Model Years: 2014-2018) 
- Term of 48 months or less*
.017096%
6.24%*
Used Vehicles (Model Years: 2013 and Older) 
- Term of 36 months or less*
.019836%
7.24%*

Apply For A Loan

RV's/Boats

  Loan Term  APR as low as 
120 months or less (less than 10 years old)*    8.14%
121 months to 180 months (less than 10 years old)*            9.14%
60 months or less (10 years and older)* 11.14%

Others

  Loan Term  APR as low as 
Personal*  APR as low as 10.24%
Share (saving) Secured*          APR as low as 2.80%
Checking Account Lines of Credit 14.0% APR
1st Mortgage Call for Rates
Home Equity Lines of Credit - Prime rate plus 0 (variable rate)    Call for Rates
VISA 14.99% APR
Grade School, High School and College Tuition Loans* APR as low as 5.74%
Mobile Homes - New* APR as low as 9.89%
Mobile Homes - Used* APR as low as 11.39%

APR = Annual Percentage Rate

*Rates are subject to change. Actual rate and term are based on each individual members credit worthiness and collateral being offered. Terms or conditions may apply. Please contact a credit union loan processor/officer for details. For more information contact the credit union at 419-407-4140.

Deposit and Investment Accounts, Rates and Terms

Share & Share Draft

As of August 1, 2023 

 Account Type      Dividend  Rate  /  Annual Percentage Yield (APY)
 Regular Share*  0.05%  /  0.05%

 Share 02*

 Share 03*  

  0.05%  /  0.05%
 Holiday Club*  0.05%  /  0.05%
 Vacation Club*  0.05%  /  0.05%
 Spring Vacation Club*  0.05%  /  0.05%
 IRA Share*  1.00%  /  1.00%
 Young Savers Club*  0.05%  /  0.05%
 Escrow*  0.05%  /  0.05%
 Money Management*

$5.00 to $9,999.9

0.75%  /  0.75%

 

$10,000.00 to $24,999.99

1.50%  /  1.51%

 

$25,000.00 or greater

3.00%  / 3.04%
 Share Draft
 0.01%  /  0.01%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

*Account transfer and withdrawal limitations apply.

Certificate & IRAs*

As of February 5, 2024 

Term Share Certificate Accounts Dividend Rate % Annual Percentage Yield (APY) %
 6 Month  1.98% 2.00%
 12 Months (1 Year)  2.96% 3.00%
 18 Months  2.96% 3.00%
 24 Months (2 Year)  2.96% 3.00%
 36 Months (3 Year)  3.20% 3.25%
 48 Month (4 Year)  3.20%  3.25%
 IRA Certificate Accounts    
 12 Months (1 Year)  2.96%  3.00%
 18 Months  2.96%   3.00% 
 24 Months (2 Year) 2.96%   3.00% 
 36 Months (3 Year)  3.20%  3.25%
 48 Month (4 Year)  3.20%    3.25% 
 Young Savers Certificate Accounts    
 12 Months (1 Year)  0.55%  0.55%

 

 

 

 

 

 

 

 

 

 

 

 

*Transaction Limitations Apply