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Share Draft Checking Accounts

All About Checking

Make Money On The Money You Spend

  • No Fee ATM/Debit Card
  • Nationwide access to your share draft account through Alliance One, CU24, STAR, CIRRUS, and MasterCard
  • Share Drafts work like checks
  • Instant carbonless copies with every draft
  • No monthly service charge
  • Pays dividends on average daily balance
  • No minimum balance required
  • Two boxes of share drafts (checks) available at no charge per year
  • Direct Deposit available
  • Overdraft protection available
  • Some restrictions/limitations apply - see Disclosure for more information.

Disclosure statements on share draft accounts (pdf).



MasterCard MasterMoney™ ATM/Debit Card

The MasterCard MasterMoney™ ATM/Debit Card works like a check, only it looks like a credit card. You may use the card anywhere MasterCard is accepted and the amount is deducted automatically from your share draft account and reported on your statement.

  • It is a convenient alternative to check writing.
  • Works as an ATM card to access cash.
  • Deposits, Withdrawals, Balance Inquiries, and Transfers can be made wherever you see the Alliance One, CU24, or STAR logo.

Fees may reduce the earnings on this account (pdf).

MasterCard SecureCode — an online security service to guard you against unauthorized use of your MasterCard card while shopping online at participating merchants. There is no need to get a new card, no software to download, no cost, and no hassles... just added

security. Once enrolled in this service, you'll have added confidence knowing that

MasterCard SecureCode performs an extra authentication step to protect your account from unauthorized users online.

Click the MasterCard SecureCode link to the left to Register Now for this FREE service